Spratt Thirft-E Businesss

Thrift-E Online Banking

Thrift-E Online Banking

We are offering you another way to bank. Thrift-E online banking enables you to bank in the comfort of your home or office. Access account information, transfer funds, find out if a check has cleared. Account information when you want it at a time that is good for you. Convenient, fast and secure!

  • View cancelled checks, transaction history and statements
  • Transfer funds between your Checking, Savings and Money Market Deposit accounts
  • Transfer funds to and from your Home Equity Line of Credit
  • Make loan payments
  • Stop payment on checks not yet cleared*
  • Change your email address
  • Reorder checks
  • Send a secure message to our bankers
  • Switch to electronic bank statements
  • Export transactions to your banking software i.e. 1Quicken or 2Microsoft

* There may be a fee for these services.

Thrift-E Bill Pay

Thrift-E Bill Pay allows you to pay an unlimited number of personal bills electronically. There’s no more writing checks, running for stamps or trips to the post office.
What’s more, Thrift-E Bill Pay is a free service. And payments are guaranteed to arrive on time.

Thrift-E BillPay Help Line 877-800-4865

  • Pay anyone in the United States
  • View and pay bills from any Internet connection
  • Schedule monthly payments, such as Auto, Rent or Mortgage Loans
  • Add or delete payees
  • Arrange to receive certain bills electronically
  • Set up bill reminders
  • Export transactions to your banking software i.e. 1Quicken or 2Microsoft

* There may be a fee for these services.

1Quicken is a trademark and service mark of Intuit, Inc., registered in the United States and other countries. *Please contact the vendor of your software for support.
2Microsoft, Encarta, MSN, and Windows are either registered trademarks or trademarks of Microsoft Corporation in the Untied States and/or other countries. *Please contact the vendor of your software for support.

Visit your local branch to Sign Up for Thrift E Online Banking

Thrift-E Business Online Banking

Manage your accounts right from the convenience of your office with Thrift-E Business Online Banking.

This online service will allow you to:

  • Access account balances
  • View account activity
  • View / Print transaction history
  • Transfer money between accounts
  • View / Print check images
  • Make payments to loans
  • Issue stop-payments on checks not yet cleared
  • Originate Wire transfers (separate agreement required)
  • Originate ACH transfers (separate agreement required)
  • Reorder checks
  • Contact us with online messaging
  • And it's FREE!

Lost or Stolen Card

Should you discover that your Spratt Savings Bank Debit Card has been lost or stolen, please call the following number immediately:


ยป NOTICE: The Federal Regulation that limits the number of third party transactions allowed per month on our Money Market Demand Account (MMDA) and our Preferred Investment Account has changed. Third party transactions are defined as those you do not conduct at the bank or at an ATM. Third party transactions include checks, electronic debits, drafts, debit card purchases, phone transfers to other accounts and online and phone banking transfers to other accounts. The regulation limited these to six, of which no more than three could be by check. The limit is still six, but now, all can be by check.

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs). It does not include other accounts, such as traditional checking, or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

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